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All reasonable steps are taken to ensure the accuracy of any information placed on this website. However, we make no representations or give any warranties of any kind with respect to this site or its contents, and we disclaim all representations, except where fraudulently made, and warranties.
The aim of this website is to provide you with general information only and does not attempt to give you advice on any particular service or to recommend any particular solution. If you have any doubt as to whether a particular service, solution or investment is suitable for you, you should seek advice.
Where we have provided links to third party websites for further information, you should be aware that we are not responsible for the accuracy, availability or functionality of these sites, and thus cannot be held liable, directly or indirectly, for any loss however caused by your use of these linked sites.
Terms of website use
If you have provided any personal details and those details subsequently change, you should notify us by emailing firstname.lastname@example.org
Other applicable terms
Information about us
Our site is a site operated by Investment & Retirement Solutions Ltd We are a private limited company registered in England and Wales. Our Registered Office and other contact details are available at www.investretire.co.uk/contact-us
Investment & Retirement Solutions Ltd is regulated and authorised by the Financial Conduct Authority (FCA), with Firm Reference Number (FRN) No 504345 on the FCA’s register.
Changes to our site
We may update our site from time to time, and may change the content at any time. However, please note that any of the content on our site may be out of date at any given time, and we are under no obligation to update it.
We do not guarantee that our site, or any content on it, will be free from errors or omissions.
Accessing our site
Our site is made available free of charge.
We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our site without notice. We will not be liable to you if for any reason our site is unavailable at any time or for any period. You are responsible for making all arrangements necessary for you to have access to our site.
We may restrict access to some parts of our site and, from time to time, we may change the restricted areas or restrict access to the entire site.
No reliance on information
The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site. For financial planning advice, please see your Investment & Retirement Solutions Ltd financial planner.
Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date.
Information about you and your visits to our site
Intellectual Property Rights
Unless otherwise stated, we are the owner or the licensee of all copyright, trademarks and other intellectual property in all material on our site (including without limitation text, tools, photographs and graphical images). Those works are protected by copyright laws and other intellectual property rights. All such rights are reserved.
Nothing in our site shall confer on any person any license or right with respect to any such intellectual property. Invest Retire, pensionshareingexpert.co.uk nor Investment & Retirement Solutions Ltd names may not be used in any way, including in advertising or publicity pertaining to distribution of information without our prior written consent.
The images, logos and names on our site which identify Investment & Retirement Solutions Ltd or a provider of products or services from time to time are the proprietary marks of Investment & Retirement Solutions Ltd or the provider concerned. Nothing in our site shall confer on any person any license or right with respect to any such image, logo or name.
You are not permitted to download‚ print‚ redistribute or extract any information from our site other than for your personal‚ non-commercial use.
You are not permitted to reproduce‚ copy, redistribute, modify or in any way change any of the information available on our site.
You agree to indemnify and keep indemnified, us, our officers, directors, agents, licensors, successors and assigns against all liabilities, claims, losses, costs, damage and expenses including legal fees incurred by us should you breach any of the terms of this section (Intellectual Property Rights).
Limitation of our liability
To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied.
We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
Please note that we only provide our site for domestic and private use. You agree not to use our site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.
We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.
We do not guarantee that our site will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programs and platform in order to access our site. You should use your own virus protection software.
You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site.
You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will cooperate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
Linking to our site
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement without our express consent. You must not establish a link from any website that is not owned by you.
Subject to your right to make use of any web and/or RSS feeds that we may make available from time to time; our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page without our consent. We reserve the right to withdraw linking permission without notice.
If you wish to make any use of material on our site other than that set out above, please address your request to email@example.com.
Links from our site
Where our site contains links to other sites and resources provided by our clients or other third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.
Nothing herein will be deemed to create a partnership or joint venture between us. Neither of us shall have the authority to bind the other or to contract in the name of or create a liability against the other in any way, for any purpose.
A person who is not a party to our agreement has no right under the Contracts (Rights of Third Parties) Act 1999 to rely upon or enforce any term of our agreement but this does not affect any right or remedy of a third party which exists or is available apart from that Act.
Jurisdictions and applicable law
Registering a complaint
If you wish to register a complaint, please write to the Compliance Director, Investment & Retirement Solutions Ltd, PO Box 899, Sowerby Bridge, HX1 9UU or contact us by phone: 0333 443 1066.
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman: www.financial-ombudsman.org.uk
Thank you for visiting our site.
Please get in touch by contacting us at firstname.lastname@example.org
Investment & Retirement Solutions Ltd is authorised and regulated by the Financial Conduct Authority
Registered in England & Wales (6884783) at Ransom Hall, Ransom Wood, Nottinghamshire, NG21 0HJ