Leicester Lockdown
As Leicester and Leicestershire go into our first large-scale local lockdown, we thought we’d shout “hi” to all our clients and a key member of our team, who are going to be affected. Whilst we can’t do anything about lockdown, remember we’re here to support you via the phone or video conference. If you have […]
How coronavirus might burst the tech bubble
A handful of technology companies have benefited from coronavirus. Amazon has profited handsomely, as have streaming and video conferencing platforms like Netflix and Zoom. But the pandemic has laid bare the shaky foundations of a number of other platforms that bill themselves as technology companies and have enjoyed the high valuations that come with this label. […]
Nothing as safe as bricks n mortar..?
Our bias against direct investment into property funds based on independent financial adviser recommendation, other than for clients who can afford an extended long term property position remains in place. Back in 2007, a long standing but uncharacteristic property fund bull run started to unwind as professional investors realised that the ‘old rule’ of property […]
Armed Forces Day
Armed Forces Day 2020 falls on Saturday 27th June. What’s it about? Armed Forces Day is a chance to show your support for the men and women who make up the Armed Forces community: from currently serving troops to Service families, veterans and cadets. There are many ways for people, communities and organisations across the […]
Sino-American relations in trouble (again)
Relations between the US and China deteriorated further during May as the US blamed China and the World Health Organisation (WHO) for the pandemic. The US Senate passed the Holding Foreign Companies Accountable Act, in which US-traded issues are required to surrender their listings on US exchanges if they do not comply with US audits, […]
UK borrows at negative rates
Today, the UK government has sold a bond (government gilt) with a negative yield. What does this mean? It means that the government is being paid to look after investors money, whilst the investors have agreed to get back a little less than they have lent to the government! Japan, Germany and some other European […]
Emergency Financial Advice has more press coverage
Great write up in whatinvestment.co.uk about the Emergency Financial Advice initiative of which we’re proud to be a founder member. Read the article here from our link below and then get in touch with us if you’d like to know more.
COVID update – VE DAY
VE DAY +75 To provide greater access during the COVID lockdown, we’re manning our ‘phones and video-chat facilities until late afternoon today, the VE DAY 75 bank holiday
Inflation or deflation?
Many of our clients will know that our own Paul C has moonlighted as a part-time university lecturer for very many years, and in a moment of either very low educational standards, or extreme generosity, he even shared a national award for his teaching of personal finance and personal investment. Over the years Paul has […]
Expert help in difficult times – Emergency Financial Advice
If you are over the age of 50 and concerned or anxious about your pension or other aspects of your personal finances because of the coronavirus crises you should speak to a financial adviser. We are offering a free initial discussion with a regulated financial adviser. Book a call now at http://investretire.uk/pc-appt WHAT IS EMERGENCY […]
coronavirus financial concerns
Aegon research highlights financial concerns over coronavirus Aegon has launched a tracker survey to better understand how savers and investors are behaving as a result of the coronavirus and the ensuing market volatility. The survey* of more than 1,100 consumers, conducted at the end of March, shows that the impact of the coronavirus pandemic is […]
Happy New Tax Year
There is a lot of doom around at the moment, but, even though we’re working from home, we thought we’d remind everyone that today is the beginning of the new tax year and the exciting opportunities that brings to your financial planning. Don’t leave things until the last minute, get in touch now!
Property fund suspensions..?
M&G’s property funds have been suspended since December last year, and this month some £12.8billion of investor’s money has been frozen across various other property funds. Why is this? To increase consumer protection, the city regulator, The Financial Conduct Authority, introduced a rule last year which required property funds to automatically suspend additional contributions and […]
We’re working through coronavirus
Extreme market volatility and the anxieties of the coronavirus COVID-19 create the perfect storm during which current and future clients need the support of trusted, Independent Financial Advisers. Our business resilience plan is now in operation and we aim to maintain our response times and service levels during these challenging times when our clients need […]
Worried about coronavirus or climate change?
With increasing public concern about the transmission (spreading) of covid19 coronavirus and heightened awareness of the global climate crises we thought we’d remind current and prospective clients that we’re happy to ‘meet’ in the virtual world using an assortment of video conferencing tools which allow live sharing of documents and whist also being to look […]
When we should use an independent financial adviser – the Money Advice Service
This week we’re sharing a video by Jackie Spencer at the Money Advice Service which explains in plain language the times when we should use a regulated independent financial adviser, such as Investment & Retirement Solutions Ltd.
The value of financial advice: evidence
The value of financial advice: The International Longevity Centre have published an update to their acclaimed analysis of the financial and non-financial benefits of regular consumers engaging with regulated independent financial advice. Over the coming weeks we’ll share extracts from the report, but if you can’t wait Investment & Retirement Solutions Ltd are pleased to […]