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We believe it is only a matter of time, rather than if, the UK enters some form of lockdown to reduce the growth in the spread of coronavirus COVID-19.

Many of our clients are “vulnerable” and we’ve already received news of the first confirmed client case of COVID19 (get well soon!!).

We’ve therefore decided to implement our business resilience plan and will cease conducting face2face meetings.

Accessing post at either our Registered Office or Head Office will be restricted, so please send any snail-mail we need to see to our Admin Centre at PO Box 899, Sowerby Bridge, HX1 9UU as our Business Resilience plan allows for mail to continue to be received and directed to the right members of the team.

We will remain available to help and support our clients by telephone, email and video-conferencing.

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Unfortunately the Investment & Retirement Solutions Ltd ‘great unlocking’ has had some unintended consequences as 30% of our independent financial advisers and 50% of our


COVID Secure Meetings

Following the Prime Minister’s announcement on Monday 12th July confirming “Freedom Day” and having had the opportunity to review the proposed guidance and rules published


Our posts are intended as financial education and financial information, not as financial advice, and are only suitable for UK residents. Always take professional, independent advice before acting on any information.

Investment & Retirement Solutions Ltd is authorised & regulated by the Financial Conduct Authority.

The value of investments and income from them can fluctuate (this may partially be the result of exchange rate fluctuations) and investors may get back less than the amount invested. Past performance is not a guide to future performance.

Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.

The Financial Conduct Authority does not regulate taxation and trust advice, will writing, advice on deposit accounts, some types of offshore investment, some aspects of buy to let mortgages, commercial finance or offshore mortgages.

Levels, bases of and reliefs from taxation may be subject to change and their value depends on the individual circumstances of the investor. Unless specifically stated otherwise, our posts do not allow for the additional taxation powers which may be levied by the devolved governments.

All information is offered in good faith and is believed to be correct at the time of publication however it may be superseded following publication. E. & O. E.

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