Retirement, the great adventure?

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Quality financial planning can guide you along the path so your retirement is the beginning of a great adventure.

However, The Schroders 2018 Global Investor Study found that there is a significant gap between people’s retirement expectations and the financial realities of retirement.

Schroders found that people expect their basic living expenses to absorb 38% of their retirement income, whereas the reality was found to typically be 53%.

The findings also noted a significant shortfall in the income retirees actually received by those approaching retirement.

Lesley-Ann Morgan, Global Head of Retirement, commented: “There is a real danger that people are underestimating the proportion of their retirement income that will need to be allocated to basic living expenses and the amount of money they will need to live comfortably in retirement”

To avoid facing a financially challenging retirement and to increase the likelihood of being able to enjoy your retirement adventure make sure you’ve got a robust financial plan; it’s rarely “too late”, but the sooner you start your plan, the greater the chance of achieving your goals.

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